Budget Planner is a free, browser-based tool for the 50/30/20 budget rule, expense tracking, and savings-goal planning. This policy explains exactly what happens to your data.
Everything you enter — income, expenses, and savings goals — is stored only in your browser's local storage on your own device. It is never sent to us or to any third party, and we cannot see it. Clearing your browser data removes it permanently.
We use Google Analytics to understand aggregate, anonymous usage (for example, how many people open the tool and which tabs are used) so we can improve it. This does not include your budget figures and is not used to identify you personally. You can block analytics with any standard content or tracking blocker without affecting the tool.
Cookie choice (EEA, UK and Switzerland). If you visit from the European Economic Area, the United Kingdom or Switzerland, a banner at the bottom of the page asks for your choice. Google Analytics storage stays off (Google Consent Mode “denied”) until you press Accept; Decline keeps it off. Visitors elsewhere are not shown the banner and Google Analytics runs as described above. Your choice is saved in your browser’s local storage (ks_cc) and in the ks_consent cookie (one year), so every page of the site uses the same choice. You can change it at any time with Change cookie choice. If you decline or withdraw, we delete the Google Analytics cookies (_ga and _ga_*) already set in your browser. While Google Analytics storage is off, Google may still receive cookieless pings about page views and events (no analytics cookies are set and no persistent identifier is stored in your browser).
There is no sign-up, no login, and no bank or card connection of any kind. The tool works fully offline once loaded.
Some pages include links to books and related tools. As an Amazon Associate we may earn a commission from qualifying purchases, at no extra cost to you. These are recommendations, not paid display advertising.
In the mobile app version, an optional one-time "Pro" unlock (unlimited expenses and export) is handled entirely by the Apple App Store or Google Play. We never receive your payment card details. The web version is fully free.
Budget Planner is a general-audience financial tool and is not directed at children under 13.
Budget Planner is an educational planning tool. Its calculations are estimates and do not constitute financial, tax, or investment advice.
Questions about this policy? Email ghdejr11@gmail.com.